ships operating in China's major port cities as of 2016, a j

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ships operating in China's major port cities as of 2016, a j

Сообщение tujue » 22 фев 2019, 10:34

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Consult with your lender before the payment of debts. You may qualify even with your existing debt, especially if it frees up more cash for a down payment Keep your job.


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Your monthly payments (principal and interest) should be 14 of your gross pay, or 13 of your take-home pay. down payment and closing costs – how much money do you need? In general, the more money you put, the lower the mortgage. You can put as little as 3% down, depending on the loan, but you’ll have a higher interest rate.


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To save on closing costs you may ask the seller to pay some of them, in which case the lender simply adds that amount to the price of the house and you finance them with the mortgage.
A creditor may request that the mortgage payment 2 months savings apply for the loan.


The mortgage – how much can you borrow? A lender will look at your income and your existing debt when evaluating your loan application.
They use two ratios as guidelines: Housing Expense Ratio. Your monthly PITI payment (Principal, Interest, Taxes and Insurance) should not exceed 28% of your monthly gross income.
Debt income.


Your long-term debt (any debt that will take over 10 months to pay off – mortgages, car loans, student loans, alimony, child support, credit cards) shouldn’t exceed 36% of your monthly gross income.Lenders are not rigid, but. These are just guidelines. If you can make a large down payment, or if you are already paying the rent, which can close to the same amount of a proposed loan, the lender to bend a little.


Use our calculator to see how you fit into these guidelines and to find out how much home you can afford. Why should I refinance? If you have a low rate 30 years fixed rate was in good shape.
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TIANJIN, May 18 (Xinhua) -- China's major port cities saw a growing number of inbound and outbound cruise ships in 2016, totaling 1,040, according to the China Cruise and Yacht Industry Association.


In 2016, the number of outbound Chinese cruise passengers topped 2 million for the first time, and is expected to reach 2.6 million this year, said the association.


Experts forecast Chinese people will make 3.5 million cruise trips annually by the year 2020, becoming the most dynamic cruise market in the Asia-Pacific region.


China has become the world's eighth-biggest cruise market. There were 18 cruise ships operating in China's major port cities as of 2016, a jump from just one ship in 2006, when China started vigorously developing its cruise industry.


"China's cruise market has huge development potential," said Li Qinggang, director of Tianjin Dongjiang Maritime Safety Administration.


Tianjin international cruise home port, the largest in Asia, received 138 voyages in 2016 and is expected to receive 150 in 2017.


Late former Vice Premier Qian Qichen cremated


China's Z-19E armed helicopter makes maiden flight


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Re: ships operating in China's major port cities as of 2016,

Сообщение voxzi » 23 апр 2020, 23:27

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